IMPORTANT - PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OR CONDITIONS, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE AND/OR USE OF THE ONLINE SERVICES.

COPYRIGHT AND TRADEMARK NOTICES
Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of this web site (including, but not limited to, all design, text, sound recordings, images or links) are the property of Pacific Healthcare Holdings Ltd. ("PHH"). As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of PHH. Save and except with PHH's prior written consent, you may not insert a hyperlink to this web site or any part thereof on any other web site, or "mirror" or frame this web site, any part thereof, or any information or materials contained in this web site on any other server, web site or web page.

All trademarks, service marks and logos used in this web site are the property of PHH and/or the respective third party proprietors identified in this web site. No license or right is granted and your access to this web site and/or use of the online services should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any trade marks, service marks or logos appearing on the web site without the prior written consent of PHH or the respective third party proprietors as the case may be. Save and except with prior written consent from the proprietor, no such trade mark, service mark or logo may be used as a hyperlink or to mark any hyperlink to any PHH site or any other site.

DISCLAIMER
The information and materials contained in or accessed through this web site are designed for informational and educational purposes only. It should not be construed as medical advice nor should it be used for diagnostic or treatment purposes. If you feel you have a health problem, please consult a medical professional.

PHH in no way warrants or represents, whether expressly or implicitly, as to the accuracy, currency or entirety of any information contained or referenced in this site. PHH assumes no liability for any errors or omissions in the content of this site. PHH does not assume any risk for your use of this Web site. References to specific treatments, products, or services do not constitute or imply recommendation or endorsement by PHH.

Under no circumstances shall PHH be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this web site and/or using the online services even if PHH had been advised as to the possibility.

By accessing this Web site, you assume full responsibility without limitation or qualification for the use of the information herein. Further, you agree that in no event will PHH or any party involved in the creation, production, or delivery of this site or any site linked to it be liable in any manner whatsoever for any decision, action or non-action taken based on information provided herein.

These terms and conditions set forth in this disclaimer are subject to change and update at any time. By choosing to visit this site, you are bound by the terms set forth in this document, and by such revisions as they are posted.

HYPERLINKS
For your convenience, PHH may include hyperlinks to web sites on the Internet that are owned or operated by third parties. Such linked web sites are not under the control of PHH and PHH cannot accept responsibility for the contents of or the consequences of accessing any linked web site or any link contained in a linked web site. Furthermore, the hyperlinks provided in this web site should not be considered or construed as an endorsement or verification of such linked web sites or the contents therein by PHH. You agree that your access to and/or use of such linked web sites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.

INDEMNITY
You hereby agree to indemnify and save PHH harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred by PHH in connection with or arising from (1) your access of this web site and/or use of the online services, or (2) any other party's access of this web site and/or use of the online services using your user id and/or login password, or (3) your breach of any of these Terms and Conditions of Access, or (4) any other party's breach of any of these Terms and Conditions of Access where such party was able to access this web site and/or use the online services by using your user id and/or login password.

GOVERNING LAW AND JURISDICTION
By accessing this web site and/or using the online services, you agree that such access and/or use, as well as these Terms and Conditions of Access shall be governed by, and construed in accordance with, the laws of Singapore and you agree to submit to the non-exclusive jurisdiction of the Singapore courts.

IMPORTANT: By accessing this web site and any of its pages you are agreeing to the terms set out above.